Debt Consolidation, Money Management

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Budget Articles

Your Retirement - Full of Golden Years or Golden Arches? In light of all of the recent news concerning corporate fraud and 401(k) pension fund mismanagement, it is imperative that you take the time to learn about what you need to do personally to protect your own retirement assets. Sure, you might take the head-in-the-sand approach to retirement, but if you end up penniless in your golden years, you might find yourself working at McDonald's to keep food on your own table.

Important Things to Know About Refinancing Costs With so many homeowners refinancing, it is tempting to jump on the bandwagon and do the same. Especially with the low interest rates and appealing offers that are popping up all over the place. While refinancing is a wise choice in many situations, it is important to note that it is not without costs of its own.

COMPARING THE TRUE COST OF OBTAINING A HOME LOAN The Department of Housing and Urban Development, however, recently revised the Real Estate Settlement Procedures Act (RESPA) which now makes it easier for consumers to estimate various settlement costs through computer loan origination programs. In this manner, consumers can access a computer listing of various programs offered by lending institutions.

If You Need a Loan, Give Good Answers to These 4 Questions Too many small business owners waste their time and effort filling out loan applications, submitting proposals and reaching out to numerous potential lenders and investors when in reality, they're not really in a position yet to get what they're asking for.

THE REASONS FOR FINANCIAL FAILURE "Money can't buy you happiness. But it helps you to be miserable in comfort." Why do people not achieve financial success?

I Can't Save Money! I've got a confession to make... I used to believe that. We've all been there... We make a commitment to stop spending. We work hard to plug up the leaks. We try new strategies, hoping each will be the special one to provide some momentum.

Stop Budgeting and Start Spending! A fast and easy solution to your money problems: Stop budgeting and start spending before it is too late. Your financial life depends on it!

The 8 Myths About Creating Wealth You have probably read or heard about various myths (these are the truths that are valid only for certain cases, but not in general) surrounding wealth and wealthy people, all of which hinder your quest for financial independence. Here are the most common and most destructive: