Debt Consolidation, Money Management

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Please enjoy our money-management articles and tools; use our links to learn more about managing your debt, debt consolidation, money management, budgeting tips and techniques, using credit wisely, credit repair, and many other personal money management topics.

Dept and Debt Consolidation Articles

Finding Debt Relief in Stressful Financial Times With consumer debt at this all-time high, debt consolidation may be a good move for a large number of American consumers.

Last Resort Money For Home or BusinessBefore touching your nest egg you should first learn about the ways to help protect your nest egg from hefty taxes or penalties. One of the newest tax saving tips is the use of the Self-Employed 401(k) loan feature.

What is Debt Consolidation; Can it Benefit Me? A debt consolidation loan is the replacement of multiple loans and debts, such as credit cards and unsecured personal loans, with a single personal loan.

What is Debt (and how can I reduce mine?) If you are in debt there are options which may be available to help you. These options include debt consolidation, mortgage refinancing, debt agreements or an informal arrangement for instance.

Shocking Facts - What Debt Settlement Companies Don't Tell You If you're thinking about using a debt consolidation or debt settlement service to help you get out of debt faster and save money on your monthly payments, make sure you do your homework before choosing a company. There are definitely shams and scams out there.

Quicksand: Debt's impact on budgeting Do you ever find yourself quietly pondering where it is exactly your money goes? Or, do you find yourself constantly struggling to save money and get ahead in spite of perfecting your budget and cutting back on spending? If you're struggling with money and credit cards are a part of your spending strategy, it's time to look at how your debt-load could be crippling your efforts to budget and save.

Your Consumer Rights If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating. It doesn't have to be that way. With millions of people experiencing financial problems it is absolutely necessary for everyone to know and understand their rights as a consumer.

TALK MONEY, PREVENT DEBT: A MESSAGE FOR PARENTS AND COLLEGE STUDENTS. In today's fast paced society that thrives on instant gratification, debt prevention should be a college prerequisite and the "money-talk" should rank in the top five pressing issues to address with your child.

Tips to avoid being placed for collection If you try to use your MasterCard to pay off your Visa, need to decide which bills to pay and which to let slide or have to much month left at the end of the money, you may need some help getting your finances in order.